ARE ANY OF YOU GUYS IN A BAD FINANCIAL SITUATION?

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I am always in a bad situation financially because i am a criple and have to live off of the state. and that is barely enough to get by.

but i have a nice fiancee and while we don't have much we do enjoy what we have.

i keep myself busy with working (i am a writer nobody reads) and maybe this pays off one day :)
Short answer: Yes.

Long answer: I've been poor since birth. No one in my immediate family has been able to shake it off yet. I'm making my way. Got a college degree, saving up to go to school and get another one. However, with no transportation and no bus lines or money to move into town, it's hard to find steady work. I work remote for a local office, but the assignments have become few and far between since my old supervisor retired. I also do some freelance work, but I've not really gotten off the ground with that.

It's really a shame that money is so damn important. One of my friends pointed out to me that all of my plans always begin with "when I have the money." It's rather depressing.

Even though it creates a lot of stress, for the sake of my partner I'm always motivated to keep at it.
author=GoatBoy
Short answer: Yes.

Long answer: I've been poor since birth. No one in my immediate family has been able to shake it off yet. I'm making my way. Got a college degree, saving up to go to school and get another one. However, with no transportation and no bus lines or money to move into town, it's hard to find steady work. I work remote for a local office, but the assignments have become few and far between since my old supervisor retired. I also do some freelance work, but I've not really gotten off the ground with that.

It's really a shame that money is so damn important. One of my friends pointed out to me that all of my plans always begin with "when I have the money." It's rather depressing.

Even though it creates a lot of stress, for the sake of my partner I'm always motivated to keep at it.


I know right, "When I have to money." I use that a lot. It took me almost 2 1/2 to afford a $399.00 ps3.
author=janussenpre
@RedMask

I've subbed here and there for a while. The pay is okay. On average its about $100-120 USD where I live for a day's work and the pay will scale depending on how long the sub assignment is. I can definitely relate to your experience. Classroom and faculty environments can really differ depending on the school and district. Unfortunately, from my experience, subs are generally disrespected by both the administration and student body more often than not. If you do decide to sub, stay away from middle school. If you plan on continuing to stay in the classroom in any sort of capacity then I recommend you look into shouldering some extra debt and try and get your Single / Multi Subject credential and become an actual K-12 teacher. Programs usually last a year (maybe more) and you have to spend quite a bit of time in the classroom as a proxy "assistant teacher". I'm not sure how much you get paid as an aid, but it will sure as hell feel good to get paid a salary.


Honestly, I'm not sure if I want to make education into a career. But, thanks for the tips janussenpre. I'm still trying to figure out what to do with my life.
^ If you're completely at a loss as to what to do, I'd suggest picking up a skilled trade. Lots of schools find placements for their top students, and it's easy to cash in on the retiring baby boomer workforce. Even if you still have trouble finding steady work, at least now you have a practical skillset and not just a worthless degree in fuck-all-ogy.
slash
APATHY IS FOR COWARDS
4158
I have loads of school loans and was basically just getting by on contract work by deferring them, but recently I scored a nice job, so now I'm at a pretty good angle to start getting myself out of debt in the next few years...

I'm used to living cheap though, my biggest expense is trying to keep my decades-old car running :P
A degree in science is far more important than business.
The problem is that some colleges without a minimum Gpa
purposely fail to make the distinction when admitting students.
Furthermore high-school dropouts have no business in college.
We were in a pretty strict budget for a while due to my mom losing her job at a hospital she's been at for years, but we're out of it now.
author=ZPE
author=RyaReisender
I have plenty of money, but I'd rather have a wife and a daughter. And good health.

I guess people always want what they don't have.
Is it not possible to have both?

Well, wife and children and visiting doctors costs time=money.

Also there is some hidden greater power that gives every human something he doesn't want to challenge him.
Yellow Magic
Could I BE any more Chandler Bing from Friends (TM)?
3154
author=RyaReisender
visiting doctors costs time=money.

You should move to somewhere that doesn't have a shitty healthcare system
Not brilliant, but not exactly in trouble either. Technically in a load of debt but it's not too bad as it's a government student loan; if they decided to change the system I'll be fecked.
Yellow Magic
Could I BE any more Chandler Bing from Friends (TM)?
3154
^I think I've taken £33000 worth of student loans over the last four years, but because our system doesn't currently suck I, like, don't care at all. £50 a month from my salary is a relative pittance.
I moved to another country because of unemployment. After this I've been earning lesser than $600/month during 3 years. Currently unemployed. I do software, websites and such. I'm active on GitHub. But I expect to get a new job soon. If not, make my own. Not worried as I don't have debts.
BurningTyger
Hm i Wonder if i can pul somethi goff here/
1289
I guess you might say I have moderate potential wealth but little disposable income, with a huge cache of rainy-day money but earning very small paychecks; I'd prefer to be financially independent and self-sustaining, but am not there yet. I'd rather not go into any more detail than that for the time being.
I've always been sorta poor really. So it doesn't matter. Although i'm in a bit tricky situation right now. I used to be in worklife for few years and got somewhat decent salary (not much to be honest), so we bought an apartment with my GF. We got it about 2 years ago when banks were still giving some ridiculous loans.

A year ago i randomly applied to this graphic design school with no real belief in making in, just trying out for curiosity, but of course I made it. I pretty much hated my previous work, so I decided to become a fulltime student again. Because we own an apartment, I don't get the full support money, students get in my country. I've been working weekends in this cold-warehouse and now I got a new job for summer.

I haven't had any extra money for one year, but i'm pretty content. Give me a guitar, pen and paper and i'm happy. Even if we made a personal bankrupcy, i probably wouldn't care. I don't really like money.
BurningTyger
Hm i Wonder if i can pul somethi goff here/
1289
See, you ought to at least be financially stable for psychological purposes; even if you don't like money, there are good things you can do with it. So I like having it, but right now have very little I consider to be mine. Buying something out of my own paycheck confers on me a feeling of pride: "I earned this!" Because I've found it way too easy to spend money, particularly other people's, I avoid drawing on trusts or other such funds unless absolutely necessary- it's a future buffer, not mine to spend freely. That being said, I'm not earning enough right now to completely support myself on my own, and partially rely on financial assistance from my parents, which is embarrassing, frustrating, and something I fear I've gotten much too used to. I'd vastly prefer to be able to stand on my own two feet.
pianotm
The TM is for Totally Magical.
30581
Do not be embarrassed, Tyger. More than half of the adult people of our nation live with their parents or adult children. The U. S. Department of Labor considers it to be "an alarming trend." You are not alone, and your living situation is actually advisable. "In times of great danger, there is security in numbers." According to the U. S. State Department (the branch of government responsible for regulating business), financial security is as essential and as dependent upon numbers as physical security. By living with your parents, you consolidate your bills, merge resources, and reduce expenditures.

There is a reason Pride is considered one of the Seven Deadly Sins. If you insist upon standing on your own two feet, you are more likely than the rest of us to fall as they are swept out from under you. And money is nothing more than the power other people have over you.
BurningTyger
Hm i Wonder if i can pul somethi goff here/
1289
PianoTm: There's also something to be said for independence and privacy, which is why I'll be moving back to a house around the corner soon. Either way, I feel I need to be more reciprocal, instead of everything flowing in one direction. That means pitching in more while I'm with them and paying at least some of the rent and utilities when I return to being their tenant across the street. I wish not to fall to Sloth or Gluttony either, so must make an effort to action. I just wish my efforts paid greater dividends.
I'd probably end up living under the bridge before i'd move back to my parents' place. I actually haven't spent a single night there after i moved out. But that's just me, I got problems. I always say to people that it's just a good thing if you got healthy relationship with your folks and are able to rely on them when necessary. I hear that's what families are for?

But yea, i understand your desire to be independent. I live in Finland and we get all kinds of support money for different situations, so even if i was unemployed and spent days drinking, i'd still have enough money to live on my own. Although i seem to have found a loophole in this system. Buy an apartment and become a student afterwards. Not the wisest move.
author=Davenport
Furthermore high-school dropouts have no business in college.

Those are strong words. I dropped out of high-school. Through no choice of my own--I was moving from one country to another with my family and I was unable to re-start high school because of this. I've got a Bachelor's degree with honours and I'm writing my Master's dissertation now.
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