I started the game over. I skipped the intro. I only did what is necessary in Lumberjack Camp, got a couple levels so I could beat Zulwhern and only did Aaron, the Note and got the Mighty Pencil in the Ice Dungeon. I got to the Frozen Woman event in 1:03:41. It's impossible to get there sooner than that. Questions and options are the same as before. No option to go back and save her husband. I only chose Good Ending so I could play that event again.
Got it. forgot you don't recruit her there. i'm making notes all the way through this time. Especially answers for ? events.